Florida Long Term Care Financing Solutions

Platinum was born out of a passion for helping seniors and their families qualify for Nursing Home Medicaid benefits regardless of the applicants’ assets or income.  Over the years we have helped more than 14,000 (as of 2023) families qualify for Medicaid benefits and saved those families billions of dollars in assets.  Today, after expanding services through the Health and Community Based Services Waiver program, Medicaid assists with home health and assisted living benefits in addition to nursing home care.

Families that wish to start when home health care is initially needed can obtain Medicaid benefits for their loved one throughout the long term care journey.  Medicaid benefits, once obtained, can follow the patient from home health to assisted living, to nursing home and back to home health or assisted living when appropriate for the patient.

Over time, Platinum has evolved into a Florida Long Term Care Financing Solutions company.  That means we help families with Veteran’s Administration Aid and Attendance benefits, Social Security Disability benefits, with leveraging Long Term Care insurance benefits, and on occasion assisting in obtaining reverse mortgages when 24/7 home health care is the family’s primary requirement and are without substantial liquid resources.

Any of the available benefits usually require extreme knowledge of how to arrange assets and income in a way that meets the specialized requirements of each program.  While virtually anyone, with the need and proper advice and guidance can qualify for Medicaid benefits, other programs may or may not be available depending on age, military service, specific health issues, home ownership and other nuanced issues.  These complex requirements are why Platinum focuses on expertise in Florida Long Term Care Financial Solutions.

Being a Florida Long Term Care Financing Solutions company means we specialize in benefits for Floridians.  Florida has a unique set of rules when it comes to the Medicaid piece of our services and dovetailing these Medicaid benefits with federally available benefit programs, like Veteran’s Aid and Attendance benefits, is a specialty that few companies or legal professionals understand.

Long Term Care is a specialty unto itself.  Knowing the benefit programs inside and out, understanding how programs interplay with each other, timing of different applications, when to file for insurance benefits, how to leverage assets and how to deal with each agency makes financial solutions for long term care possible.

Family representatives often tell us something like “I am so glad we found you.  We would have made so many costly mistakes”.

We hope Platinum will be your Long Term Care Financing Solutions company in Florida!

Meet Our Experienced Team Before You Start Working With Us!

What has it been like working with Platinum Benefit Services?

“I would highly recommend Platinum Benefit to anyone needing assistance in financial planning for the long term care of a loved one. I found everyone at Platinum to be extremely helpful, especially Lori, who worked most closely with me in securing Medicaid assistance for my parent. My phone calls and emails were always answered most promptly. I was guided throughout every step of the Medicaid application process by the Platinum Benefit team and I cannot say enough about the prompt, thorough and friendly service I received from Platinum Benefit.”

Christy Gardner

“It was a blessing to find Platinum Benefit to help and assist us in filling out papers and directing us each step of the way.”

Lucia Belfiore

“I appreciate the prompt and personal attention given to me by the Platinum Benefit staff during the stressful and confusing time of my mother’s Medicaid application process. The process was initiated and completed with as little inconvenience to me as possible. The knowledge of the staff and answers to my questions made a difficult situation easier to bear.”

Martha Arnold