Confronting the worsening health of yourself or a loved one is already difficult without adding more to the situation. When you include the trouble of figuring out Medicaid for Nursing Home Care, the situation can spiral. While this is true, by understanding the process and knowing who can help, things can be a lot easier.
The Department of Children and Families decides Medicaid eligibility and has limits for income and countable assets that can create problems surrounding Medicaid for Nursing Home Care. In 2024, the limit for monthly income is $2,829.
There are a Number of Things That Can Complicate Medicaid for Nursing Home Care:
The countable asset limit is only $2,000 for an individual applicant. For a married applicant that is applying alone, meaning that the other spouse is not currently applying for Medicaid as well, the countable asset limit is $2,000 for the applicant and in addition to that, $154,140 for the community spouse. For married applicants who are both applying as a couple, the countable asset limit is $3,000. Simply comprehending the rules for Medicaid for Nursing Home Care, not to mention complying with them, can be difficult and confusing. Luckily, there strategies to reorganize income and assets to protect them. It is crucial to choose strategies for Medicaid for Nursing Home Care that keep assets within the family, liquid, and reduce or eliminate tax consequences. Experts will be able to assist you in creating a strategy that meets you or your loved one’s needs for Medicaid Nursing Home Eligibility.
Knowing and meeting the rules established by The Department of Children and Families is one issue when trying to obtain Medicaid for Nursing Home Care. Another big part of the problem is battling with the Department of Children and Families. DCF is inadequately staffed and overworked. They process thousands of Medicaid for Nursing Home Care applications and are hopelessly behind. This means that Medicaid for Nursing Home Care applications take substantially longer than they should to be reviewed and approved, are commonly approved in error (meaning a part of the approval is wrong in a way that could negatively impact the applicant), or simply denied for seemingly no reason.
On top of this, DCF case workers are commonly reluctant to own up to their errors, meaning you have to fight to get them to treat you or a loved one’s Medicaid for Nursing Home Care case with the attention they should. Without knowledge in how to spur them on to do their job, it is certainly not guaranteed that you or a loved one will obtain the Medicaid for Nursing Home Care approval that you or they deserve.
Conclusion:
The good news is that there are experts who know precisely how to arrange you or a loved one’s income and assets and how to push DCF to ensure correct approval. Platinum Benefit Services has won more than 14,000 Medicaid for Nursing Home Care approvals in 27 years. We will battle until a correct approval is received for you or a loved one. Reach out today to learn how we can help!
