When a loved one needs long-term care, applying for Medicaid benefits can be daunting and complicated. The process for applying for Medicaid benefits differs depending on whether the care is for home health care, assisted living facilities (ALFs), or if the loved one requires skilled nursing care. An expert can make the application process manageable and help families navigate the complex process.
The Process for Home Health Care/ALF's (HCBS Waiver Program) Medicaid Applications:
To obtain Medicaid benefits for home health care or ALFs in Florida, patients must apply for the Home and Community-Based Services (HCBS) Waiver Program. Florida has 11 geographical zones, each with an Aging and Disability Resource Center (ADRC). Patients, or preferably a loved one, must complete a needs-based assessment with the appropriate ADRC. The assessment ranks the patient from 1-5 based on their needs, with one being the lowest and five being the highest. The higher the ranking, the more likely the patient will be placed on the list, and they will be called off the list promptly.
How a Florida Long Term Care Financing Solutions Company Can Help with Medicaid Applications:
Navigating the Medicaid application process alone can be overwhelming, so working with a long-term care financing solutions company can make a significant difference.
This type of company can help schedule the screening call for the client and provide coaching videos and phone calls on an as-needed basis to help the client understand and prepare for the screening call. They can also assist clients in interpreting the questions asked on the screening call and help them answer honestly, improving their chances of being placed on the list and being placed highly.
Assets and Income Qualification:
To qualify for Medicaid, patients must have countable assets under the Medicaid limit and income below a certain threshold. It is essential to consult with a long-term care financing solutions company to ensure that the patient's assets and income are under the required threshold, making it easier to complete the application process once the patient is called off the list.
The Process for Skilled Nursing Care Medicaid Applications:
The Medicaid application process for skilled nursing care is much more straightforward, with patients only needing to apply for Medicaid benefits. However, the process can still be complicated, especially for families with no experience. An expert can help simplify the process and guide throughout the application process.
The Wrap:
Navigating the Medicaid application process can be challenging and stressful for families seeking extended care for their loved ones. A Florida long term care financing solutions company like Platinum Benefit Services can assist families with the Medicaid application process, whether for home health care/ALFs or skilled nursing care, making the process much easier to manage. With their expertise, families can ensure their loved ones receive the care they need without the added stress of navigating the Medicaid application process alone.
