Avoid These Pitfalls When Seeking Medicaid Nursing Home Eligibility

Experiencing the declining health of yourself or a loved one is hard enough as it is.  When you add in the difficulty of navigating Medicaid Nursing Home Eligibility, things can get out of hand.  However, by knowing what to look out for and who to work with, the process can be made much easier.

Avoid These Pitfalls When You Looking For Medicaid Nursing Home Eligibility:

The Department of Children and Families determines Medicaid eligibility and has income and countable asset limits that can cause issues regarding Medicaid Nursing Home Eligibility.  In 2024, the monthly income limit is $2,829.

The countable asset limit is $2,000 for an individual applicant.  For a married applicant that is applying individually, meaning that the other spouse is not applying for Medicaid, the countable asset limit is $2,000 for the applicant and $154,140 for the community spouse.  For married applicants who are applying jointly, the countable asset limit is $3,000.Just understanding the rules for Medicaid Nursing Home eligibility, let alone complying with them, can be a real headache.  Thankfully, there are a number of strategies to restructure income and assets to effectively protect them.  It is important to select protections strategies for Medicaid Nursing Home Eligibility that keep assets liquid, within the family, and minimize or eliminate tax implications.  Experts will be able to help you create a plan that suits you or your loved one’s needs for Medicaid Nursing Home Eligibility.

Understanding and complying with the rules set forth by The Department of Children and  Families is only part of the problem when seeking Medicaid Nursing Home Eligibility.  Another huge part of the battle is fighting with the Department of Children and Families.  DCF is overworked and understaffed.  They deal with thousands of Medicaid Nursing Home Applications and are completely swamped.  This means that Medicaid Nursing Home Eligibility applications take much longer than they should to be approved, are often approved in error (meaning a facet of the approval is incorrect in a way that could negatively effect the applicant), or flat out denied for seemingly no reason.

In addition to this, DCF case workers are often very reluctant to admit their fault, meaning you have to battle to get them to treat you or a loved one’s Medicaid Nursing Home Eligibility case with the care they should.  Without expertise in how to push them to do their job, it is far from guaranteed that you or a loved one will receive the Medicaid Nursing Home Eligibility approval for which you or they are entitled.

Over To You:

Fortunately, there are professionals who know exactly how to structure you or a loved one’s income and assets as well as how to push DCF to ensure proper approval.  Platinum Benefit Services has obtained over 14,000 Medicaid Nursing Home Eligibility approvals over 27 years of service. We will fight relentlessly until a proper approval is received for you or a loved one.  Contact us today to learn how we can be of service!

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